Collision and Comprehensive Coverages “Collision” and “Comprehensive” coverages, which are furthermore known as physical damage coverages, compensate for repair or the real cash value of your auto in spite of who is at fault. Collision coverage pays if your auto collides with an object, including another car, or if it overturns. Your own auto insurer will pay for such damage even if the accident is your fault. In addition to this, car collision premiums are based on the make and model year of your car. You ought to assess the current market value of your car and your capacity to […] Read More →