Why Geico Is The Best Car Insurance Provider
Just about everyone has seen commercials for Geico car insurance. Most of the commercials have an adorable little Gecko that explains how the consumers should take fifteen minutes to request a quote on insurance. Over the years, these commercials have been both entertaining and informational. Many people are enticed to look into what Geico has to offer after viewing a commercial. However, there are still consumers in the world who have not converted to using Geicos services. Perhaps they do not fully understand all the services that this company has to offer. The following are eight reasons why Geico is the best auto insurance company:
Geico Competitive Rates
The economy is getting worse for people. They are attempting to save money every way that they can without losing important things. Geico has some of the most competitive rates for auto insurance. Customers can save 15% or more just by making the change to this company. The best thing about Geico car insurance is that it does not exchange quality for price. They continue to deliver to their customers premium products and services despite the difference in prices. Consumers have nothing to lose but unnecessary premiums by asking for a free quote.
Easy Payment Plan Options
In addition to offering lower insurance premiums, Geico also offers its customers easy payment plan options. Members can select a premium payment plan that fits their financial situation. Members have three payment plan options. A person who receives monthly checks can opt to take the one payment installment. He or she would only have to pay insurance once in six months. This option can save that member up to $60. The four-pay option requires the customer to pay a down payment of 33% of the premium and three additional installments. With the 6-pay option, the customer would be responsible for submitting a payment every month.
Payment Flexibility
Geico understands that people run into problems. That is why they offer their customers several chances to catch up on payments before they cancel the policy. In a world where many people are living from check to check, a feature like this is very important. Generally, Geico may give a person two weeks to make up a missed payment. At that point, the customer can make a partial payment and still keep his or her policy. Even if such customer does not make the final payment date, Geico will in some cases, extend termination out for 72 hours. Their intent is to continue to service their clients, not terminate the policies.
Superior Customer Service
One of the most important things about any organization or business is their level of customer services. Geico has some of the most enthusiastic and helpful staff of customer service representatives. The wait time for a representative is never over a few minutes. When someone answers a customers call, it is usually done pleasantly. Every representative does his or her best to answer questions and resolve problems. The Geico car insurance staff goes beyond the call of duty for their clients.
Ease of Use
Geico car insurance has a very efficient website from which its customers can manage their accounts. It is extremely easy to use and it saves the customer time spent on making phone calls. From the website, clients can change their insurance coverage, change their payment plans, request an insurance card, add a driver, remove a vehicle, or report and manage claims. There will hardly be any reason for the insured party to visit a branch. Everything can be done from the comfort of home.
Friendly Tips
Unlike other car insurance companies, Geico is interested in helping its clients save money. Their website contains free tips on how to save on car insurance. They make this information available to all of their clients for review. Different payment plans provide savings to the insured member. Certain vehicle types cost the member less to insure. Drivers also receive discounts after a certain period of risk free driving. Several safety devices will prompt a discount as well. Geico lists these tips for their customers so that they can have an easier time paying their premiums.
Amazing Benefits
Geico car insurance gives special privileges to its clients. One great privilege that it offers is accident forgiveness. A customer can earn accident forgiveness by going a certain amount of time without being in an accident. In exchange for such safe driving, Geico will not raise that customers premium if he or she should get into an accident in the future.
Geico members can also receive a multitude of discounts at their favorite restaurants, stores, and service shops through the Geico Privileges program. Customers can get huge discounts off cell phone activations, their favorite meals, or repair work on their vehicle.
Customer Friendly Alerts
Sometimes people simply forget to pay bills because there are other things going on in their lives. Geico has a very convenient free service to which any of its customers can sign up. This service is called text message alerts. Geico will send users text messages when it is time for them to pay their bills. The message will be sent out a few days prior to the due date. That way the customer will not forget to pay his or her bill. The service is completely free and takes two minutes to enroll.
After learning that Geico car insurance offers cheaper automobile insurance and more wonderful features than any other insurance company offers, prospective customers should be able to make a sound decision about coverage. They do not have to listen necessarily to a talking Gecko, or join based on the contents of a random article. The best way for a consumer to decide is to request a free quote so that the information will be coming from the company itself. Then, he or she can call up the customer service department and record how long it takes someone to answer. The client could ask this person questions about the member benefits and privileges. That should be proof enough that Geico is the best.
15 minutes could save you 15% or more on your car insurance. Get a FREE quote from GEICO today. .