Insurance and taxes are two of the things on most people`s list of least favourite things but did you know that your credit rating affects how much you pay for your auto insurance? The majority of motorists have an idea of the main things which insurers take into account when calculating a premium such as make, model and age of car as well as the size of its engine and value. However, insurers also base their premium on statistics regarding an individual`s gender, age, marital status, driving record and other demographical factors. This information is used to calculate the probability […] Read More →

Buying a new car is an exciting time for anyone and there are not many retail splurges which can rival the feeling of driving a shiny new car away which is just out of the factory. However, the sad fact is that once the wheels hit the road tarmac, its value has already fallen. For most people purchasing a new auto, the drop in value is not an issue but for those buying it on finance with little or no deposit, the difference between what an insurer would pay and the remaining balance on the credit agreement needs to be […] Read More →