How To Find Very Cheap Car Insurance – Stage 2 Follow my guide to find very cheap car insurance. Works for all car insurance comparison sites and car insuran…
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Vehicle Insurance Fundamental Concept You Should Know!
Now more and more people are buying cars, and the traffic is getting more and more intensive, particularly in big cities. This increases the number of small accidents on the road. What can a driver do? Be prepared and try to minimize the risks.
Insurance is the way out. Car insurance is one of the most popular insurances nowadays. Lots of companies in the country are ready to help you.
In Russia there are two main ways to insure your car, the obligatory one-OSAGO, and voluntary-KASKO. They both help you to save money from unplanned repairs. They are also helping to avoid financial responsibility and not to repair the car damaged by other driver.
If you buy the full package KASKO, you can be sure that your car will be totally protected. This package insures the car from nearly everything- stealing, damage in the accident, explosion, fire or other natural calamity. You can also choose partial KASKO, but it will not include insurance from stealing driving away.
The most of insurance companies have nearly the same rules – you should buy a policy that costs 5-20% from your car’s price. The age matters as well. The older your car is- the policy is more expensive.
You can quickly choose any insurance company but better ask your friend’s advise, have a look at comments in the Internet. Other people’s opinions are helpful to avoid possible problems.
Find some information about the company you are going to choose. All insurance companies are different, the best ones are considered to have the status A++. Nevertheless, even a top company can be not ideal particularly for you by some reasons. Pay attention to different details. Firstly, the company age- it should better be more than 2-3 years, stable companies 10-20 years old are preferred.
Then, some companies specialize in particular car brands.
And, finally, the company should have a reputation as a paying out one.
We advise not to take the cheapest policy because it may lack some cases.
After choosing a company one should thoroughly read a contract. Be careful with information typed in small letters! It may happen that, if the company’s contract is too complicated, you will need to wait for paying out for a long time.
Don’t buy a policy, which is too cheap -3-4 % from your car’s price. That can be a trick.Too expensive policies, more than 10%, are also often groundless.
Car insurance
Don’t be lazy to buy KASKO. Paying some money for it will save a bigger sum of money that you may need to pay after car accident to repair your car.
Almost all vehicle insurance companies today have a fully functioning website. Details about the various policies that the company provides including the rates are generally listed online. This makes it easy for a person to browse through the several options before he finally finds a policy he wants. If you are taking out a new policy, you can simply call the insurance company, who will send an agent to your home, to check the vehicle and accordingly make an estimate for the insurance. Once this is done, you can simply make an online payment, and the documents will be sent to you in an e-mail, and later even couriered to your address. Every year, while renewing you policy. You can go to the company’s website, and once you enter in your policy number, you can make the payment, and get your policy to be valid for another year. Buying car insurance online is easy and simple, and people aren’t even required to leave the comfort of their home or office, to ensure that their car is being protected in the way that it should be.
