In every state, auto insurance law, regulations and requirements vary, and it would serve you well to know what specifications are required for you to insure you car in your State. The state of New Jersey is located in the Middle Atlantic and Northeastern parts of The United Sates of America. According to statistics from the New Jersey Department of Transportation or NJDOT, there were approximately 33,300 plus car crashes in the state during the year 2009 alone all ranging from minor to fatal injuries. In New Jersey, auto insurance laws state that drivers must carry three types of insurance, uninsured motorist, liability and personal injury. Driver must carry an insurance card with them at all times The uninsured motorist insurance provides you with protection in the event that you are involved in an accident with someone who does not have the state mandated insurance. Personal injury insurance covers your medical expenses regardless of who was at fault. Finally, liability insurance will cover the costs of the damage caused by the accident if you are at fault. In any event that you are caught without coverage with any or all of these policies then you can be faced with fines and penalties suspension of your driver’s license is also a possible consequence if one does not adhere to these regulations. Fifteen thousand dollars per violation and even incarceration are also possible penalties for not adhering to these strict guidelines. However, if you make sure that you follow these strictly then there shouldn’t be any problem. Being a law abiding citizen can be simple enough.
So how do you find the right New Jersey auto insurance? The answer is quite simple, all you have to do is go online and find a site that can give you car insurance quotes specifically offering the coverage you need for your state. it is a common misnomer that car insurance costs a lot but you will find, with the proper research, that it is very much affordable. in fact most companies will work with you to find a rate that will not break the bank every month. With a few simple clicks you can drive around carefree.