Insurance and taxes are two of the things on most people`s list of least favourite things but did you know that your credit rating affects how much you pay for your auto insurance? The majority of motorists have an idea of the main things which insurers take into account when calculating a premium such as make, model and age of car as well as the size of its engine and value. However, insurers also base their premium on statistics regarding an individual`s gender, age, marital status, driving record and other demographical factors. This information is used to calculate the probability […] Read More →